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The minimum theoretical payout percentage varies among jurisdictions and is typically established by law or regulation. Details of other insurances on the same property should also be declared.
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. In Britain the conversion of pension income into an annuity is essentially compulsory and this has led to a large market for annuities.
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death
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